AlphaPay Privacy Policy
Last updated: December 21, 2020
Overview
Flash Pay Inc. (“ AlphaPay ”, “we”, “us”, or “our”) developed this Privacy Policy to explain how we may collect, process, share, store, and transfer your Personal Data that you provide when you visit the Sites, App , access the Services and any other Site as a visitor or User (collectively “ AlphaPay Services”).
This Privacy Policy details the commitment from AlphaPay Services to protect you and your customers’ Personal Data . We collect Personal Data from you either directly or indirectly, and use it in a variety of ways. Personal Data is any information that can be used to identify you or that can be intimately linked to you.
This Policy also covers the choices you can make about the data we collect and how you can impact upon decisions we make based on your personal data.
What Personal Data do we collect?
We require data related to your business and your customers primarily to facilitate your registration, use of AlphaPay Services , and to meet our regulatory obligations. We strive to be clear about the data we collect and why. We are obligated by law to protect your data, do not and will not sell your data to third parties.
In addition to the data you provide to us, AlphaPay may collect data about your business from third parties for the purposes of identification and verification.
Data you provide
We collect Personal Data you provide to us voluntarily, such as your name, phone number, email address, home address, business address, business name, bank account. This happens during platform signup and or when you contact our support staff for assistance with the AlphaPay Services.
Data that is collected automatically
We collect data about you automatically, such as environment data while you use the AlphaPay Services. This is collected using cookies or similar technologies when you interact with our websites. We collect data about the type of device you use to access the AlphaPay Services, your operating system and software version identifiers, IP address, location, browser type and the pages you view on the platform, and lastly, what interactions you have with the content.
Data obtained from other sources
We receive data about you from other sources, including third parties such as credit ratings agencies, identity verification agencies, banks and service partners that are authorized to provide such data. We also seek and receive data about you from social media platforms when you interact with us on those platforms or when we are conducting fraud analysis.
Data relating to children and minors
AlphaPay does not target or market intentionally to children under sixteen. Visitors of all ages may interact with the AlphaPay Services, but no data is collected knowingly about those under the age of sixteen without parental consent. If a child under sixteen has registered on the AlphaPay Services using false data, the account will be closed and any Personal Data collected will be erased from records.
When Personal Data is collected?
Researching AlphaPay Services
While researching AlphaPay to determine if it is right for you, you may visit the website or contact the sales and support team. While doing this, you may provide Personal Data, such as your name, email address, and phone number. The website will also implicitly collect data about you via cookies and logging when you visit the AlphaPay Services.
Using the AlphaPay Services
The main reasons we collect data during your everyday use of the AlphaPay Services is to maintain the security, correctness and stability of the platform. This data is also useful in providing customer support. Additionally, we use this data to better direct development effort towards improving our product and service.
Contacting the support team
On occasion you may choose to contact the AlphaPay support team for assistance with the platform. In order to be able to offer the best service possible we may request and collect data from you.
How we use Personal Data?
The data collected by the AlphaPay Services is used to provide you with the services offered. This includes using your data to improve and customize your use of the platform. The data is also used to communicate with your relevant events pertaining to your account, new service availability, changes to the way the platform operates and security concerns.
Providing services
We use the data to operate the AlphaPay Services to ensure merchants can process payments in an efficient, secure, correct and legal manner. The processing of Personal Data is required to perform our duties in the provision of these services.
Merchant support
The support team respond to merchant inquiries and help diagnose service problems in addition to servicing other requests made by merchants.
Platform improvements
AlphaPay uses data for research purposes and to develop and improve the AlphaPay Services in the form of new features, performance enhancements and usability improvements.
Security, Correctness and Dispute Resolution
Personal data that we collect is used to protect the security and safety of the AlphaPay Services, merchants using the platform and the security of merchants’ customers. This may be in the form of fraud detection, the identification of money laundering and confirming the correctness of behaviors by automated systems.
Regulatory requirements
Data collected on the AlphaPay Services is used to ensure compliance, conform with business agreements and to meet legal and regulatory requirements.
Business operations
Data is used in aggregate analysis and business intelligence to operate and report on business processes.
Communication
Data is used to personalize communications with merchants. By way of example, this may be in the form of notifications about services relevant to the merchant’s business model, or messages informing merchants of security problems associated with their chosen method of integration with the AlphaPay Services.
Data sharing
AlphaPay does not sell or rent you or your customers’ Personal Data to marketers or third parties.
Your data will be used for purposes relating to applicant processing and the operation of the AlphaPay Services. This may involve sharing data with third party vendors, financial organizations, tax authorities, credit, risk and collections agencies.
Third party vendors
The AlphaPay Services makes use of third-party vendors to provide supporting services. System hosting, secure data storage, risk and credit analysis, fraud detection, security, compliance and email communications are supporting services provided by third-party vendors. Personal Data is only shared as required to meet need in the provision of services on your behalf.
Compelled disclosure
When AlphaPay is legally required to do so. Personal Data will be shared with law enforcement agencies and investigative agencies. Data may also be shared with such organizations in the interest of protecting our own rights, the rights of affiliates or merchants in the course of legal proceedings.
Secure storage of the Personal Data collected
Security
AlphaPay takes the protection of Personal Data very seriously. The platform undergoes regular security compliance audits to maintain this status. A multitude of technical and organizational measures based on best practice and compliance frameworks are in place to ensure Personal Data is protected from loss, theft, misuse and unauthorized access.
Storage timeframe
AlphaPay will store your Personal Data as long as it is necessary to provide service and to comply with applicable laws and regulations. When it is no longer necessary to retain Personal Data it is erased.
Your rights
AlphaPay appreciates your desire to maintain control of your Personal Data. The following means of doing so are available to you:
- You can ask for a copy of the Personal Data we hold on you.
- You can inform us of any changes in your Personal Data, or you can request corrections to Personal Data we hold on you.
- Within the limitations of legal and regulatory requirements, you can ask us to erase or restrict Personal Data we hold on you. In some instances, this may mean we cannot provide service.
- Within the limitations of legal and regulatory requirements, you can request that we forward your Personal Data to a third party.
- In cases where we are using data with your consent, you remain entitled to withdraw consent.
Requests can be made to info@AlphaPay.com. A response will be made as quickly as possible.
Notification of changes to this policy
AlphaPay reserves the right to update or alter this policy and you are encouraged to check it periodically for updates. When the policy has been revised the ‘Last updated’ date at the bottom of this policy will reflect as such.
Contact us
If you have any questions regarding this policy or the use of Personal Data collected by AlphaPay, please send an email to info@AlphaPay.com.
